Motor
It is a legal requirement that you are insured against damages if an accident
involving your car, commercial vehicle or other vehicle results in death of
or bodily injury to other people or damage to their property. This Third party
insurance will usually include legal costs such as solicitor's fees.
Comprehensive cover is wider, and will include loss or damage by accident,
fire or theft to your own vehicle. You must explain the full extent of the
vehicle use to your insurance broker or insurance company. Discounts in premium
can also occur by agreeing to take an excess on the policy or by restricting
driving to certain people or age groups.
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